Business Owners

Financial Strategies Advisory

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Financial Strategies Advisory (FSA) is a full- service private wealth management and financial advisory firm who has been working with individuals and businesses in the Motgomeryville area since 1986. The firm holds a strong commitment to helping people pursue their financial goals by providing financial advisory services which include tax and investment management, retirement strategies, […]

Business Owners

SBA 504 Loan Advantages

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Why the SBA 504 Loan Program is Best for Your Growing Company… Lower down payments — as low as 10%*, allowing a borrower to reserve valuable operating capital and keep cash in the business to meet operating needs. *(Additional borrower contribution applies to new/start up businesses and single purpose projects (i.e. car wash, hotel, gas stations, […]

Business Owners

Loan Criteria

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Is the SBA 504 Program Right for Your Small Business? Your Business Qualifies if: It is a for profit business. Net worth is under $15 million and profit after tax is under $5 million. Start up or existing business. Applicant must occupy 51% of real estate purchased or 60% for newly constructed building. Owners of […]

Business Owners

SBA 504 Loan Structure

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504 Financing works best on general projects up to a total of $13.5 million. Example:   $3,750,000 Construction Project Security   $ %   1st Lein   Private Sector Lender/   Bank Loan 1,875,000  50    2nd Lein   SBA/CDC Loan 1,500,000  40      Borrower 375,000  10        Total     $3,750,000  […]

Business Owners

What to Expect – Step by Step

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Applying for Your SBA Loan   Our loan Specialist assemble the corporate, financial and personal information required for your application and SBA loan package. On a parallel track your bank is securing approval of the first-lien mortgage of your finance package. Our loan Specialists will coordinate closely with your bank to avoid process duplication. Next, […]

Business Owners

FAQ’s

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Here are some frequently asked questions. If you find you still have questions one of our loan specialist staff members will be happy to help you.  Call 610-898-6045 or email. Check out our resources page  for forms, helpful links and other valuable resources. What is a CDC? CDC stands for Certified Development Company. Most CDC’s […]

Business Owners

Learn about the VetLoan Advantage

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  The US Small Business Administration (SBA) 504 Loan Program provides up to 90% financing for owner-user commercial/industrial real estate.  In addition to a low down payment (typically 10%), borrowers can take advantage of attractive long term fixed rates. A qualified small business must occupy 51% or more of the commercial/industrial real estate, must be […]